Claims & Subrogation Support

Subrogation recovery is the process of recapturing costs from non-at-fault vehicle incidents. When another party is responsible for an accident, fleets can pursue recovery of repair costs, loss of use, diminished vehicle value, lost revenue, and cargo loss.

Amerit manages this process end-to-end through a recovery program that begins at first notice of loss. See all of our fleet solutions.

Accident claims management reduces downtime by placing a single operational owner in control from first notice of loss—coordinating driver safety assessment, towing, repair routing, escalation, and communication without gaps or handoffs.

Amerit targets initial repair estimates within 24 hours of accident intake, accelerating the transition from incident to repair.

Fleets can recover vehicle repair and towing costs, loss of use and downtime exposure, diminished vehicle value, lost revenue from asset unavailability, and cargo or product loss at the time of incident.

Recovery depends on liability determination, jurisdiction, and available documentation.

Most fleets don't pursue subrogation consistently because it is time-intensive, documentation-heavy, legally complex, and outside core fleet operations.

Without a dedicated recovery process, eligible costs are absorbed as losses rather than pursued as recoverable damages.

Accident claims management controls the operational response to an incident, including towing, repair coordination, escalation, and communication. Subrogation recovery pursues financial reimbursement from at-fault third parties once the incident is stabilized and repairs are underway.

Amerit integrates both into a single program, ensuring recovery begins at intake rather than as a separate process after the fact.